From IMF.com 

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“The technology behind crypto assets has the potential to make the financial market infrastructure more efficient. However, crypto assets have been afflicted by fraud, security breaches, and operational failures, and have been associated with illicit activities. At present, crypto assets do not appear to pose financial stability risks, but they could do so should their use become more widespread without appropriate safeguards.”

Continue reading here: IMF.com 

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Photo credit: IMF, found on IMF.com